Below The Line Finance: Terms and Conditions for Digital Downloads & Products

Effective date: 16 July 2023

 

Please read these Terms and Conditions carefully before purchasing any digital products from our website.

1. Agreement to Terms


1.1 By purchasing and downloading digital products from our website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you must not use our website or purchase any digital products.

 

2. License and Use


2.1 Ownership: All digital products sold on our website are the property of Below The Line Finance (A Trading Name of Formby Forensic Services Limited). You are granted a non-exclusive, non-transferable license to use the purchased digital product.

2.2 Restrictions: You may not distribute, modify, reproduce, or resell the digital product in any way, either in whole or in part. You must not share or make the digital product available to third parties.

2.3 Personal Use: The digital product is intended for your personal use for your own business only. You may not use it for any commercial purposes or on behalf of others.

 

3. Payment and Refunds


3.1 Payment: Payment for digital products is processed securely through our designated payment gateway. You agree to provide accurate and complete payment information and authorise us to charge the designated amount to your payment method.

3.2 Refunds: Due to the nature of digital downloads, all sales are final, and we do not offer refunds unless the digital product is proven to be defective or not as described. Please ensure that you review the product description and any available samples before making a purchase.

 

4. Intellectual Property


4.1 Copyright: All digital products, including but not limited to images, texts, graphics, and designs, are protected by copyright and intellectual property laws. You must respect and adhere to all copyright notices and proprietary designations contained in the digital product.

4.2 Trademarks: Any trademarks, service marks, logos, or brand names used in connection with the digital product are the property of their respective owners.

 

5. Disclaimer of Warranty


5.1 The digital products are provided "as is" without warranty of any kind, either express or implied. Below The Line Finance disclaims all warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose.

 

6. Limitation of Liability


6.1 In no event shall Below The Line Finance be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use or inability to use the digital product.

 

7. Changes to Terms and Conditions


7.1 We reserve the right to update or modify these Terms and Conditions at any time without prior notice. It is your responsibility to review these Terms and Conditions periodically for any changes.

 

8. Governing Law


8.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales.

 

By purchasing and downloading digital products from our website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

 

 

Contact Us

If you have any questions, concerns or complaints about this policy for Digital Downloads & Products, please contact us:

 

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