Below The Line Finance: Terms and Conditions for Money Awakening Effective date: 8 August 2024
Please read these Terms and Conditions carefully before purchasing this offer.
Agreement to Terms
By purchasing this offer, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you must not use our website or purchase any products or services.
1. Scope of Service
1.1. The Money Awakening 101 offering facilitates financial and emotional guidance designed to explore and transform your money beliefs.
1.2. Regulatory Disclaimer: The consultant is not a registered financial advisor with the Financial Conduct Authority (FCA). Any financial advice provided during the session is for informational purposes only and should not be construed as a solicitation to buy or sell securities.
1.3. No Financial Planning or Legal Advice: The advice provided during the session does not constitute financial planning or legal advice. Clients should seek the services of a certified financial planner or legal professional for comprehensive advice tailored to their individual needs.
1.4. Client Responsibility: The client acknowledges that they are responsible for their financial decisions and outcomes resulting from the insights provided during the sessions.
1.5. Mental Health Disclaimer: The Money Awakening sessions are not a substitute for professional mental health care. If you are dealing with trauma or mental health issues, please seek the support of a licensed mental health professional in the first instance.
2. Payment and Refunds
2.1. The fee for the Money Awakening session is due in advance (or in line with agreed payment plan).
2.2. In case of unforeseen circumstances, the sessions may be rescheduled.
2.3. If the client needs to reschedule a session, they should ideally notify the faclitator (Harriet Formby) at least 24 hours before the scheduled appointment time.
3. Intellectual Property
3.1. Any branded documents shared in the session do not transfer any intellectual property rights or ownership to you. All intellectual property rights in any materials provided by the consultant remain with the consultant.
4. Disclaimer of Warranty
4.1. The sessions are provided "as is" without any warranties, express or implied. The consultant makes no representations or guarantees regarding the outcomes or advice provided during the meeting(s).
5. Limitation of Liability
5.1. The consultant shall not be held liable for any losses, damages, or expenses incurred as a result of the client's reliance on the advice provided during the meeting.
6. Privacy Policy
6.1. Confidentiality: All information shared during the session will be kept confidential and will not be disclosed to third parties without the client's consent, except as required by law.
6.2. You can read our Privacy Policy here.
7. Governing Law
7.1. These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales.
8. VAT and International Tax Information
8.1. We are VAT registered and as such our services are subject to a 20% Value Added Tax (VAT), as mandated by UK tax regulations.
8.2. Customers purchasing from outside the UK should be aware that tax implications may vary and are advised to consult their local tax laws accordingly.
8.3. Additionally, for business entities registered for VAT, the Reverse Charge mechanism may be applicable.
8.4. For detailed guidance or specific queries related to tax treatment or to request a VAT invoice, please reach out to our support team at [email protected].
9. Changes to Terms and Conditions
9.1. We reserve the right to update or modify these Terms and Conditions at any time without prior notice. It is your responsibility to review these Terms and Conditions periodically for any changes.
By proceeding with the sessions, the client acknowledges and agrees to abide by these terms and conditions.
Contact Us If you have any questions, concerns or complaints about this policy for Money Harmony Awakening, please contact us:
- By email: [email protected]
- By visiting this page on our website: Contact Page
- By phone number: 07866 700911
- By mail: Osborne House, Carlingcott, Bath, BA2 8AW
