1:1 Financial Empowerment Programme
Ready to turn your entrepreneurial journey into a success story where money builds your security, fuels your creative potential & amplifies your impact?
Transform your relationship with money, as we plan, problem-solve and re-imagining finance.
Crafting a financial roadmap that turns your bold dreams into a profitable reality 💫
INVESTMENT: From £3,500 +VAT (£4,200) payment plan available
When your business is financially thriving, you get to do more of the things you love 💗
Through Thrive & Grow, Harriet has pioneered a new way for creative and purpose-driven business owners to integrate aligned, savvy CFO insights and financial empowerment that bring dreams to life sustainability and profitably through a thoughtful and impactful 16 week 1:1 programme.
SECURE YOUR SPOT!
Taking the leap - often from a predictable pay check - to the financial uncertainty of running a business - with so many moving parts. It's a lot!
Many of us left the corporate world to run our own business. It's a journey of juggling.
Getting to grips with business finance is a lot to get your head around! Whether you are just dipping your toes into entrepreneurship or are a decade in.
Whether it's predicting income, figuring out your pricing, paying suppliers, saving for taxes, collecting payments, working out if you're profitable, hoping you can pay yourself this month, worrying about cash flow, tentatively investing in the future or constantly second guessing yourself - its a lot!
You've gone from a regular monthly salary to the least regular and predictable thing ever!
Perhaps you muddle along, tentatively make plans for the future but end up getting wrapped up in the day to day, trying to avoid money topics.
And sometimes it will feel like all money does is hold you back and make you feel like you don't know what you're doing...
But the lack of structure also means you're no longer restricted in what you can earn by salary bands and bonus schemes The sky is the limit.
It is possible for finances to work in your favour enabling you to live the good life, be more creative and fulfilled and do even more good through your work!
UNLOCK YOUR POTENTIAL!
Imagine how good it will feel to:
🌟 Welcome in a new money belief system that supports your growth and makes peace with the past.
🌟Transform the ‘numbers stuff’ in business from being a frustrating necessity to a powerful tool for abundance and growth.
🌟 Bring your business dreams and ideas to life with profitable plans, savvy pricing strategies and financial roadmaps, that fill you with clarity, peace of mind for long term stability.
🌟 Grow your confidence with resilient financial roots, aligned systems and routines that enable your goals.
🌟 Tap into strategic insights to help you problem solve, pivot and strengthen your financial resilience and outlook for a prosperous future.
🌟 Go away buzzing with energy, ambition and the drive to bring everything to life with intentional profits, purpose and all round feel good vibes!
This is all within reach!
START THRIVING TODAY
YOUR VERY OWN HOLISTIC CFO
Harriet Formby MA ACA
Harriet Formby, founder of Below The Line Finance, offers a unique blend of savvy financial acumen with holistic, compassionate wisdom.
- ICAEW Chartered Accountant (> 8 years PQE)
- Certified Trauma of Money™ Practitioner
- ILM Level 7 Executive Coach/Mentor
- BA Hons (First Class) and Masters (Distinction) In Business Management & Strategy
Pairing C-suite level financial expertise with a deeply compassionate understanding of the emotional and psychological side to money.
Known for her empathy, warmth, and intuitive approach, Harriet helps mission-led businesses who are changing the world for the better.
By helping them soothe their nervous systems reaction to financial topics, to master their money and amplify their impact.
Clients who work closely with Harriet describe her as an 'all-seeing eye'.
Harriet's Libra sun beautifully balances the logical and practical world of financial and strategic world with heart-led deeply intuitive, creative and empowering insights. Delivered in a reassuring, understandable and achievable tone - that spark's motivation and action.
Being a Scorpio Moon, supports Harriet to delve deeply into issues, facilitates the uncovering hidden truths and tenderly hold space for others.
Connecting the dots with both courage and empathy. To create safety with money and build wealthy that both feel good and do good!
With a natural affinity for handling emotive topics with compassion, people typically feel safe to open up and confide in Harriet.
Go forward feeling lighter, inspired and fired up ready to change the world - with an aligned profitable intentional offering.
MORE ABOUT HARRIET
16 week journey including...
INTENTION SETTING & PLANNING
Initial Questionnaire & Planning Session Prepare
Thoughtfully designed Initial questionnaire accompanied by a planning session with Harriet to help you help gain clarity of your goals, explore any current barriers or blocks and identify opportunities that align with your vision and values.
TRANSFORM HOW YOU FEEL ABOUT MONEY
Money Awakening Intensive
Breaking free from your limiting beliefs about money, feeling fully empowered to harness your financial potential to amplify your impact.
Trauma informed facilitation to help you explore your, often subconscious, money beliefs, transform how you feel about wealth and set the foundation for financial empowerment.
Includes:
- Intentionally crafted pre-work prompts
- 90 minute deep dive money belief session supported with follow up integration session.
- Nourishing practices and resources to help you heal from money trauma, make peace with the past and go forward with nurturing and empowering money beliefs.
This element is £498 as a stand along experience and included within the Thrive & Grow offering.
FINANCIAL ROADMAP CREATION
Aligned Budget & Pricing Envisioning
Re-imagine your pricing and offer suite to develop financial plans and projections to support your personal and business dreams through a strategic roadmap.
Craft a dynamic and aligned 2 year business and personal forecast that serves you and your mission with ample space for flex and iterations.
Two 90 minute sessions
Dynamic budget workbook
SYSTEMS, PRACTICES & CASHFLOW
Establish Strong Financial Foundations
Review of your current setup and create a more fit-for-purpose financial system, cashflow and money practices that feel good.
Receive a tailored system to follow that enhances the efficiency and effectiveness of your routine financial tasks aligned with your preferred style.
One 90 minute sessions
Recommendation of systems and routine
Bespoke checklist
Tools, templates and guides
REFLECTIONS & ANALYSIS
Refinement, Financial Decision Making & Future Plans
Equipping you with the knowledge and know-how to review your numbers and make ongoing savvy financial decisions that are congruent with your personal values and mission.
Two x 90 minute session
PICK YOUR TOPIC
Mystery Session
Delve into any finance/money related topic of your choosing, tailored to meet your unique needs and specific interests.
One 60 minute session
NURTURE
Asynchronous Support
For the duration of the programme you will receive access to Harriet for guidance to help you integrate, ask questions and support your success between sessions.
Via Whatsapp, Slack or similar.
BONUS WORTH £144
Feel Good Finance Training, Tools & Templates
Receive access to the Finance Learning Wonderland - Harriet's treasure trove of finance resources including a full suite of workshops, classes, templates, calculators, checklists, guides and more!
Free pass (usually £144 for 3 months access)
Plus access to any new workshops/trainings Harriet is hosting during our journey.
BONUS WORTH £228
Pathway To Profits With Purpose Programme
Receive complimentary access to online 6-Week Transformational Programme Designed for Heart-led Business Owners
Holistic Journey to Purposeful Profits. Revolutionising Your Money Mindset, Healing Financial Wounds, and Amplifying Your Impact.
Free enrolment (usually £228).
You're a success story, someone who rose up in your industry. A beacon of creativity, resilience and determination.
But confronting your business finances is a whole new world. Because it’s personal.
Regardless of how brilliant and accomplished you are, running a business stirs up all kinds of deep emotions, confusions and worries about managing money—some you might not have even known were there.
So it's perhaps no wonder if you've been feeling:
Overwhelmed: trying to keep on top of finances as well as everything else is alway a lot and things can feel like a confusing muddle.
Emotionally charged: Financial topics can bring up anguish - so much seems to rest on 'getting it right', it can feel incredibly confronting like there is no room for error.
Confused by the terminology: finance has it's own set of lingo that you will hear people in your industry throwing around - but you still don't know what to actually pay attention to and take action on.
Conflicted by the ethics of money: your work is about helping others - so is making lots of money really a force for good when there is so much evidence to the contrary? It's an ethical dilemma that can keep you playing small.
Like you're about to be exposed: Do you fear you could make a 'big financial mistake' because you're not aware of something crucial?
You're losing your sense of self: it's often unclear which money is 'yours' and what 'belongs' to your business - it can really feel like an identity crisis, knowing where your business ends and you begin.
Questioning your own abilities: in the small hours you may question if you are really cut out for making financial decisions and moving forward, you wish you had some guidance.
Strangely freaked out by success: Outwardly you may appear to have it all together, often showing up all sparkles and sunshine, praise lavished on you, - but secretly you grapple with the financial 'basics' like setting prices and planning your profits. So success can feel like a struggle to truly savour when there is a whole other side that feels uneasy.
If this sounds familiar, know you are not alone in this journey.
My mission is supporting people just like you to confidently and intentionally navigate the rollercoaster of business finances with a practical, strategic and holistic approach.
THIS IS SO ME!
CASE STUDY:
Collaborating with Harriet
"Harriet is the perfect middle of the Venn diagram of expert and ally - she's super knowledgeable but also really approachable, which I was so grateful for as someone who had lots of vulnerability around money"
Ellie Kime Eleanor Mollie
BEFORE
Biggest challenge:
Not having visibility over my money, what was happening to it and where it was going
How did finance make you feel?:
Sick! Logically, I knew it was something I needed to get a handle on but emotionally it made me feel so dis-regulated
What was your specific goal?:
I wanted systems and strategies to help me with my finances as well as objectivity.
WORKING WITH HARRIET
What were the most helpful insights or strategies you gained:
I specifically loved how Harriet held so much space for nuance. This helped me realise that I can approach finances in a way that works for me, and that doesn't make them 'bad'!
How did your mindset towards finance change?
It became less of something I feared and more of something I *get* to do!
What specific tools, techniques, or frameworks had a significant impact
The spreadsheets, workbooks and formulae were so helpful for not only starting the habit but keeping it going
What has evolved?
I now can understand my finances, and approach them with confidence rather than from a place of fear. This has helped me show up in much more of my day-to-day life and business, which has been a gamechanger
What did you most enjoy about working with Harriet?:
1:1 Financial Empowerment Programme
The first step is to book in a complimentary chat with Harriet
This is an opportunity to get to know each other, ask questions and explore if the Thrive & Grow Container is going to be a good fit for you and your business.
Simply book in a time that suits you and we'll speak soon...
Trauma of Money Method™
As a Trauma of Money™ Certificated Practitioner, Harriet is thrilled to have integrated the groundbreaking approach towards financial well-being into the Thrive & Grow Programme.
The innovative and holistic TOM method acknowledges and respects your personal financial narrative - it's about 'what happened to you'... not 'what's wrong with you' - offering a deeply enriching alternative to traditional capitalist frameworks.
Designed to empower you by re-envisioning your relationship with money through a lens of healing, liberation and creating a kinder world.
THIS SOUNDS AMAZING!
"I let go of guilt and shame around money, I feel so much lighter and full of hope!
Harriet’s approach is nothing short of transformative.
The real-life applications she offered have brought immediate and significant improvements.
After 10 years in business, I finally have a budget that feels amazing!"
"Every entrepreneur should go through this experience!
Harriet supported me to overcome deep-seated financial wounds and fears and embrace a more empowered mindset
The impact on my business finances has been nothing short of incredible"
"Harriet's 'all-seeing eye' guided me to make tangible changes, I feel more in control and optimistic about my future.
This experience was eye-opening, helping me understand the roots of my financial beliefs and how to change them.
I now feel confident in my financial decisions and motivated to make money".
Scholarship Opportunity
As part of our commitment to inclusivity, we offer a limited number of scholarship spots for the Thrive & Grow Programme. These are awarded taking into account your circumstances and proximity to privilege and resources.
1:1 Financial Empowerment Programme
FAQs