Below The Line Finance: Terms and Conditions for Workshops/Masterclasses

Effective date: 19 February 2024. Updated 22 April 2024.

 

These Terms and Conditions govern your participation in our online workshops/masterclasses offered through our website. By purchasing access to these sessions, you agree to these Terms and Conditions. If you do not agree with any part of these terms, you must not register for our workshops/masterclasses.

1. Agreement to Terms


1.1 By registering for and participating in our online workshops/masterclasses, you agree to be bound by these Terms and Conditions and acknowledge that the information provided is for educational and informational purposes only.

 

2. Workshop/Masterclass Access and Use

2.1 Provision of Services: Below The Line Finance(a Trading Name of Formby Forensic Services Limited) grants you, upon purchase, the right to participate in our uniquely designed online workshops/masterclasses. These sessions are usually delivered live via the Zoom platform and are crafted to deliver high-quality, financial education through interactive presentations, discussions, and practical exercises. Access includes the live session(s) and, where applicable, a replay option that allows you to revisit the content for a specified period.

2.2 Technical Requirements: Participation requires access to a stable internet connection and a device capable of running Zoom. It is your responsibility to ensure your technology setup is adequate for participating in the sessions.

2.3 Use Restrictions: The knowledge, materials, and any supplemental resources provided during the workshops/masterclasses are for your personal and non-commercial use only. Redistribution, reproduction, or sharing of these materials, in part or in whole, with unregistered third parties is strictly prohibited.

2.4 Purpose of Service: The workshops/masterclasses are structured to provide general financial information and education. They are not intended as financial advice. The content is designed to empower you with knowledge and skills for making informed financial decisions. It is your responsibility to evaluate the applicability of the information provided to your personal or business financial situation.

2.5 Recording and Replay: Our online workshops/masterclasses, including live interactions such as questions and comments from participants, may be recorded. By participating in these sessions, you consent to the recording of your voice, likeness, and any materials you present or discuss. These recordings may be used to produce replay materials that will be available to participants for a specified period. This consent is a condition of participation and is intended to enhance the learning experience for all attendees by allowing them to review content post-session.

2.6 Use of Recordings: Recordings or parts thereof may also be used for promotional purposes, quality assurance, and to improve our offerings. If you do not wish to be recorded, you are advised to refrain from speaking during the session or to notify the organiser in advance. However, please be aware that your visual presence may still be captured if video is enabled on your device.

 

3. Payment and Refunds


3.1 Payment: Payment is required at the time of registration through our secure payment gateway. You agree to provide accurate payment information for the purpose of workshop/masterclass registration.

3.2 Refunds: Due to the live nature of these online events and access to replay materials, refunds are not available once registration is completed, except under exceptional circumstances at the discretion of Below The Line Finance.

 

4. Intellectual Property


4.1 Copyright: All materials provided during the workshops/masterclasses, including but not limited to videos, documents, and presentations, are the property of Below The Line Finance and are protected by copyright laws.

 

 

5. Disclaimer of Warranty


5.1 The online workshops/masterclasses are provided "as is," without warranty of any kind. Below The Line Finance makes no representations regarding the applicability of the content to specific financial situations.

 

6. Limitation of Liability


6.1 Below The Line Finance shall not be liable for any decision made or action taken in reliance on the information provided during the online workshops/masterclasses. Participants are responsible for their own financial decisions.

 

7. Changes to Terms and Conditions


7.1 We reserve the right to modify these Terms and Conditions at any time. Your continued participation in the online workshops/masterclasses following such modifications constitutes your acceptance of the new terms.

 8. Privacy Policy

8.1 Privacy Policy: Your privacy is important to us. Participation in our online workshops/masterclasses involves the collection and use of your personal information. The details of how we collect, use, and protect your personal data are outlined in our Privacy Policy, which is incorporated by reference into these Terms and Conditions. We encourage you to read our Privacy Policy carefully to understand our practices regarding your personal information and how we will treat it.

8.2 Consent to Use of Data: By registering for our workshops/masterclasses, you consent to the collection, storage, use, and disclosure of your personal data as described in our Privacy Policy and these Terms and Conditions. This may include the use of your data to provide and improve our services, to communicate with you about your registration, and to comply with legal obligations.

 8.3 Data Protection Rights: We are committed to ensuring the protection of your privacy and your rights concerning your personal data. Our Privacy Policy provides detailed information about your rights and how you can exercise them, including accessing, correcting, or deleting your personal information.

 

9. VAT and International Tax Information


9.1 The listed price for our digital products is inclusive of a 20% Value Added Tax (VAT), as mandated by UK tax regulations. Customers purchasing from outside the UK should be aware that tax implications may vary, and are advised to consult their local tax laws accordingly. Additionally, for business entities registered for VAT, the Reverse Charge mechanism may be applicable. For detailed guidance or specific queries related to tax treatment or to request a VAT invoice, please reach out to our support team at [email protected].

 

10. Governing Law


10.1 These Terms and Conditions shall be governed by the laws of England and Wales.

 

By purchasing access to our workshops/masterclasses from our website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

 

Contact Us

If you have any questions, concerns or complaints about this policy for Workshops/Masterclasses, please contact us: