In Part 1, we explored how small, intentional money moves  - like exploring your 'money story', taking inventory of your money stuff and observing our emotions around money - and can bring clarity and self-awareness to your financial journey.

Now, in Part 2, we’re focusing on building habits and routines that feel good and keep you aligned with your mission.

These three (more) powerful money moves will help you maintain financial clarity, make informed choices, and enable your money practices contribute to the positive impact you’re creating.

ONE: Create Financial Routines That ACTUALLY Feel Good

Why it matters:

Financial routines are key to staying on top of your money and feeling more in control (yes we know this) However, where it doesn't stick is often we're it seems like we have follow rigid rules that don’t our style.

Instead, creating a routine that feels good, works for your personality, and fits your business pace will help you stay consistent. The more aligned your routine is with your preferences (and dare I say it encompasses something that brings you joy!) , the more likely you are to stick to it.

What you can do today:

Start by setting up a system that tracks your transactions - whether you use accounting software like Xero or a simple spreadsheet. Then, consider how often you’d like to check in with your finances. It could be daily, weekly, or monthly - there is no right and wrong with this - whatever works for you.

Create an environment that makes the process of looking at your numbers enjoyable: cozy up with snacks, listen to your favourite playlist, or work from a favourite café.

Actionable Step:

• Pick a financial check-in routine that fits your lifestyle. Daily, weekly, or monthly - it’s up to you.
• Set a reminder on your calendar and pair it with something you enjoy, like a treat or activity afterward, to make it feel rewarding.
• Decide on a checklist of things you will get done in this time - for example record or reconcile your transactions, follow up on unpaid invoices/client admin, review your results/profits 

Reflection:

Financial routines shouldn’t feel like a chore. When you create a process that feels good and is in tune with your flow, you’ll find it easier to stay on top of your finances and avoid overwhelm. 

TWO: Share the Load: Build Accountability and Support

Why it matters:

Entrepreneurship can feel  super lonely at times, especially when it comes to finances. Having someone to share the load with - whether it’s simply fellow business owner, a mentor, or advisor - can make all the difference.

Accountability partners not only keep you on track and in good company but can provide fresh perspectives, emotional support, and guidance when things feel overwhelming.

What you can do today:

Find an accountability partner or support system. Perhaps this could be another business owner who understands your challenges, a finance mentor who offers guidance to businesses like yours, or a professional advisor who helps you make informed financial decisions.

Sharing your financial wins and woes with someone else can bring relief, motivation, and a sense of community.

Actionable Step:

• Reach out to another business owner or trusted colleague and suggest setting up regular check-ins to talk about your financial goals and challenges.
• Check out business networks or communities like Wild Coworking - to gather with  likeminded souls in business to share wisdom and support (sometimes we just need a good whinge)
• Alternatively (or perhaps in addition!) consider working with a finance professional (like a Chartered Accountant)  or business mentor who can offer personalised guidance and help you feel more supported in your financial decisions.

Reflection:
You don’t have to do it all alone. By building accountability and leaning on others, you reduce the overwhelm and frustration at trying to do it all by yourself of business finances and gain a sense of community. Sharing the journey with someone who “gets it” makes the process less stressful and more empowering.

THREE: Review Your Money Ethics: Align Your Finances with Your Values

Why it matters:

For mission-driven founders, financial decisions should align with your ethical values. Regularly reviewing where your money is going - from banks and suppliers to investments - ensures that your financial practices reflect the change you want to create in the world.

What you can do today:

Take time to review your financial relationships. For example is your bank aligned with your values? Do your suppliers uphold ethical standards? If something feels off, start researching alternatives that better reflect your mission and ethics.

Search your bank on https://bank.green/  to explore how ethical they really are. If they don’t measure up, explore switching to a more ethical provider.

Reflection:

Aligning your finances with your values strengthens your business’s integrity. By making sure your money is working in line with your ethics, you’re contributing to positive change and building a business that reflects what you believe in - your customers really do care about this stuff too!

Powerful Money Moves (Part 2) Takeaways 

These three powerful money moves aren’t just about getting organised - they’re about creating habits that support your mission, your well-being, and your sense of community.

By establishing routines that feel good, aligning your finances with your values, and building a support system, you’ll not only strengthen your financial foundation but also create a business that reflects who you truly are and what you stand for.

More Like This

If you enjoyed this article, you can explore more in my podcast episode on 'Creating Finance Routines That Work For You'